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Here are some of the many topics that NACS can help you discuss and develop strategies around to enhance your business. View Trending Topics. Share this article:. News Feed. About NACS. Industry Partners. For Suppliers. Privacy Policy Terms of Use Glossary. Another issue that holds back some merchants may be the perception that Discover won't honor purchase agreements. The retailer may have concerns about being responsible for the cost of the item, even if it isn't returned and even if there is no return policy.
This can present a risk — real or perceived — that many retailers don't want to bear. One of the biggest retailers where Discover cards are not accepted is Costco , a wholesale warehouse club.
Costco has an exclusive partnership with Visa to only accept Visa credit cards in exchange for a lower merchant fee rate. Additionally, certain locations of major restaurant chains have been known to reject Discover cards. These locations are usually operated by franchisees of these restaurant chains. For example, some stores of Subway or Burger King may accept Discover cards while others do not — it depends on the owner of that particular store.
On the surface, one of Discover's perks is attractive to international travelers, but while Discover cardholders don't pay any foreign transaction fees , it isn't accepted in some places worldwide. Discover hasn't moved into a number of nations, including all of the countries in Africa except for Morocco and South Africa, nor does it do business in France, Ireland, Australia, Ukraine or India.
Its affiliation with Diners Club International may extend its availability in some stores in some countries, but it is not as universally accepted like MasterCard or Visa. Even though Discover has set itself up to do business in more countries than it used to, the same problems with high fees to retailers keep many from accepting the cards.
Some other banks charge retailers steep fees for foreign transactions on credit card purchases, but there are other cards available in addition to Discover which don't charge foreign transaction fees.
Here is a list of credit cards that are accepted everywhere not only in the U. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here.
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As always, just be sure to use your credit card wisely, spending only what you can afford. However, it could be worth it to run the numbers or even a trial run.
Some small businesses, depending on prices and clientele, can benefit greatly from accepting Amex. It might even be your favorite! Many Amex cardholders do have a second credit card, whether Visa or Mastercard, as a backup. Of course, you can also use cash or a debit card, whatever works better for you and your finances.
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